How Should a Young Person Get Started with Investing
Your first job. Such a big milestone. For the first time ever, you are financially independent. You have moved on from being a broke college student to a successful young professional. Don’t get too...
View ArticleHow To Pay Yourself First
Personal finance folks often throw around the term “pay yourself first.” It is a bit big-headed of us to assume you know how to do that. Here are some steps you can take to put the most popular finance...
View ArticleShould I Max My 401(k) or my Roth First?
I recently wrote about paying yourself first, and one astute commenter had a great question about the value of maxing your Roth IRA first or your company’s 401(k) plan first.The QuestionThomas asked,...
View ArticleHow to Set a Savings Goal
We just discussed how to make saving a habit, but a lot of people do not know how much to save. Since you know how to save, today take a few minutes to decide on a saving goal and put a savings plan to...
View ArticleGetting Going on Retirement Savings
We all want the ability to retire at some point in our lives. While the definition of retirement may be different for some of us, we want financial freedom when we are older to do what we want.Young...
View ArticleSix Steps to Take Now to Retire a Millionaire
So you want to become a millionaire? The path isn’t easy. Those seeking millionaire status are going to have to make some extreme lifestyle changes to get there, and here are six ways to start.Snowball...
View ArticleAm I Taking Advantage of all the Benefit Plans My Employer Offers?
We can make plans for side-income and income from hobbies all day, but unless we are self-employed full time, our employer is the source of our primary income. Your employer often gives you a lot more...
View ArticleHow to Start an IRA (or Roth IRA)
You always hear us finance bloggers telling you to invest for your retirement. We use big words like 401(k), 403(b), IRA, and Roth IRA, but usually assume you all know what they mean and how they work....
View ArticleHow to Save for Retirement if Your Company Doesn’t Offer a 401(k)
Everyone gets excited when they start a new job. New opportunities, new challenges, and new retirement plans. Unless there are not… Some jobs don’t offer a 401(k) or other type of retirement plan, but...
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Rolling Over Your Old 401(k)
If you have any financial accounts anywhere, you have probably read about rolling over you old 401(k) retirement account to a new company that will “charge less” and help you “earn more.” While I am a...
View ArticleHow Long to Keep Your Taxes and Bank Statements
I have a file cabinet at home with bank statements dating back to when I opened my first checking account when I was sixteen years old. Nine years later, I wondered if I still need those bank...
View ArticleHow to Start Retirement Savings in Your 40s
Last week, John shared a great post on saving for retirement. Reader Diana took the post to heart, and she left us with a heartfelt comment about getting started saving for retirement in your 40s.I’m...
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The Ultimate Guide to Making Money with Lending Club
I have been using Lending Club since 2009 to try to make the best return on my investment. I have been able to easily beat bank savings accounts, and can often beat the stock market. My current annual...
View ArticleImportant Investment Accounts You Should Have
Getting started with investing can be intimating, but it doesn’t have to be. If you start with one of the basic types of investment accounts, you have the right foundation to save for your...
View Article6 Reasons Financial Advisors Are Scarier Than Dating Taylor Swift
The 23 year old singer broke into the spotlight with poppy, catchy songs a few years ago. As she rose to fame for her music, she also gained a reputation for being a serial dater. The celebrity list...
View ArticleHow Can I Start Saving For Retirement When I Can’t Afford It?
In my second video blog post, I share a strategy to start saving for your retirement when it feels out of reach. You can get started with only $1 per work day.How did you start saving for retirement?...
View Article7 Unexpected Uses for Banks
Most of us think about banks for checking and savings accounts, tellers and ATMs, but don’t know about the wide array of services some banks offer. In my time working in a bank, I learned a ton about...
View ArticleCreate a Basic Retirement Plan
Most personal finance experts agree that you will need about 80% of your monthly income replaced during retirement. To make that possible, it is important to save and invest throughout your working...
View ArticleWhat is 1% Today Worth in Retirement?
I regularly share my thoughts on automated investing and putting money away for retirement. In some posts, I’ve discussed how much to save each pay period. 10%, 15%? More less? I always say to just...
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4 Simple Steps To Help You Get Started Saving For Retirement
I spoke with individuals on a daily basis for a number of years who were terrified about starting to save for retirement. It usually went back to a number of similar reasons, but what they all had in...
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